The following interest rates and annual percentage yields apply to your deposit accounts. Additional disclosures effecting the interest rates or frequency of interest rate changes are available on this site. Some accounts have penalties for early withdrawal. Other fees may also reduce the earnings on an account.
These rates are the latest rates available. These rates are subject to change on a daily basis. You may call 217-796-3305 to determine if any of the posted information has changed. All accounts are insured by Federal Deposit Insurance Corporation (FDIC)
Effective October 19, 2012
FDIC's Transaction Account Guarantee Program: Through December 31, 2012, all non-interest bearing transaction account are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the TAG Program is in addition to and separate from the coverage under FDIC's general deposit insurance rules.
FDIC Insurance: The regular FDIC insurance limit was $100,000 has now been permanently increased to $250,000 under the FDIC's general deposit insurance rules.